It's Christmas Eve in rainy, icebound Wichita, Kansas, and this year Charlie Arglist (John Cusack) just might have something to celebrate. Charlie, an attorney for the sleazy businesses of Wichita, and his unsavory associate, the steely Vic Cavenaugh (Billy Bob Thornton), have just successfully embezzled $2,147,000 from Kansas City boss Bill Guerrard (Randy Quaid). Even so, the real prize for Charlie would be the stunning Renata (Connie Nielsen), who runs the Sweet Cage strip club.